For homeowners
Your receipts are already in your inbox.
You've been building a record of what you own for years without knowing it. Indemnia only reads your email, never sends or changes anything, and turns those purchases into a documented inventory. Nothing to type. Nothing to remember later.
Free for your first 150 items. No card needed.
Already dealing with a claim?
You don't need months of history to start. Bring what you have, photos, receipts, the carrier's own depreciation schedule, and we'll help you build a loss report from it.
Start from a lossThree ways in
Three ways the record builds
Email receipts
Gmail, Outlook and Yahoo. Runs in the background and keeps going, so new purchases land on their own.
Photos
Point your phone at a room. Indemnia identifies what's in it, and you confirm what's right.
Paper receipts
Scan the ones that never had an email. The appliance, the rug, the thing from the estate sale.
Nothing becomes part of your record until you say so. That review step is why the record holds up later.
When it matters, it's already done
A loss report with replacement cost, depreciation and actual cash value for every item, with the receipt attached to the line it proves. The arithmetic is shown, not asserted, because a schedule your adjuster can check is a schedule that survives being checked.
- Replacement cost, depreciation and ACV per line
- Proof attached to the item it substantiates
- Tracks the depreciation the carrier still owes you after you replace
And whether you're covered at all
Scan your policy and Indemnia reads the limits and sublimits, then tells you where what you own has outgrown what you're covered for. Jewelry and electronics are usually where this bites, and it is a cheap conversation to have before a loss rather than during one.
What we do and don't touch
We only read. With Gmail and Outlook the permission itself is read-only, so Indemnia can't send, delete or change anything in your mailbox. We keep the full message only when it scores as a receipt, and those copies are deleted after 90 days. Your record is private to your household, it's yours to export at any time, and disconnecting takes one click.