How it works

We do the legwork. You make the calls.

Two things are yours: connect a mailbox once, and say what actually belongs to you as things turn up. Indemnia does the finding, the reading and the arithmetic in between. If you ever have to file, the loss report comes out of the record you already have.

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A loss report listing items with replacement cost, depreciation and actual cash value — Where the record ends up

Works with Gmail, Outlook, Yahoo · We only read · Disconnect in one click

Who does what

Where you come in

Connecting

What you do

Connect Gmail, Outlook, Yahoo once. Indemnia only reads.

What Indemnia does

Works back through what's already there, then keeps watching for new purchases.

Finding purchases

What you do

Nothing.

What Indemnia does

Reads order confirmations, shipping notices and store receipts for what, how much and when.

Deciding what counts

What you do

Accept or dismiss each suggestion. A few seconds each.

What Indemnia does

Suggests. Nothing joins your record until you say so.

Keeping it current

What you do

Nothing.

What Indemnia does

Adds new purchases as they arrive and works out what each thing is worth now.

Filing a claim

What you do

Pick what was lost.

What Indemnia does

Builds the schedule: replacement cost, depreciation and actual cash value on every line.

	What you do	What Indemnia does
Connecting	Connect Gmail, Outlook, Yahoo once. Indemnia only reads.	Works back through what's already there, then keeps watching for new purchases.
Finding purchases	Nothing.	Reads order confirmations, shipping notices and store receipts for what, how much and when.
Deciding what counts	Accept or dismiss each suggestion. A few seconds each.	Suggests. Nothing joins your record until you say so.
Keeping it current	Nothing.	Adds new purchases as they arrive and works out what each thing is worth now.
Filing a claim	Pick what was lost.	Builds the schedule: replacement cost, depreciation and actual cash value on every line.

Step by step

From your inbox to a loss report

Step 1

Connect the mailbox you buy things with

Gmail, Outlook, Yahoo. We only read. With Gmail and Outlook the permission itself is read-only, and Indemnia never sends, changes or deletes anything. It works back through what's already there and keeps watching for new purchases, so this is the last setup step there is.

A list of scanned emails, each scored for how likely it is to be a receipt — Everything it has looked at, and what it made of each one

Step 2

It finds the receipts

It reads order confirmations, shipping notices and store receipts for what was bought, what it cost and when. The original email stays attached to each one, so every line can be traced back to the thing that proves it.

A receipt opened beside its line items, with the original email kept as proof — The purchase, and the proof behind it

Step 3

You decide what counts

Everything it finds arrives as a suggestion, not a fact. You accept the ones that are right and dismiss the ones that aren't — a return, a gift, something that was never yours. It's a few seconds each, and it's the reason the record holds up later.

A list of suggested items waiting to be accepted or dismissed — Nothing joins the record on its own

Step 4

The record stays current

Accepted items become your inventory — what you paid, when you bought it, and what it's worth now. It keeps building in the background, so it's already there the day it matters instead of being something to reconstruct from memory.

A household inventory listing items with their category, purchase date and value — What you own, documented as you go

Step 5

And a loss report comes out the other end

Pick what was lost and Indemnia produces the schedule an insurer expects: replacement cost, depreciation and Actual Cash Value per line, with proof attached to the line it substantiates. The maths is shown rather than asserted, because a schedule that can be checked is one that survives being checked.

If the loss already happened

Start with what you lost

Most people come to us after the fire, not before it. You list what was in each room, one thing at a time, and add more as you remember. When your insurer sends their estimate, bring it in and we line it up against your list.

List what you lost, room by room, from memory or from photos
Download a report your insurer can work from
When their estimate arrives, see what was held back and what you can still claim

Start your list

A claim page offering to turn every line of the carrier's report into an inventory item — The carrier's report, turned into your list

What it can and can't do

We only read. Indemnia reads your mail looking for receipts and ignores everything else. With Gmail and Outlook the permission itself is read-only, and it never sends, changes or deletes anything. Your record is private to your household, it's yours to export at any time, and disconnecting takes one click.

How your data is handled

Start before you need to

It's free to begin, and there's no card.

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Would rather be walked through it? schedule a demo.