The best home inventory apps for insurance claims
We make Indemnia, so read this with that in mind. We've tried to be fair: every app below is a good choice for someone. Prices were checked in October 2026.
Indemnia
Price
Free, or $249/year or $29/month
Best for
Getting paid fully on a claim, and building the list from email receipts
What it won't do
Home maintenance or moving
HomeZada
Price
Free, $99 or $189/year
Best for
Running your whole home, with an inventory inside
What it won't do
Read receipts or work out depreciation
Manifest
Price
$11.99 or $39/year (iPhone and web)
Best for
The lowest-cost AI photo inventory
What it won't do
Connect your email; you forward receipts one by one
Itemtopia
Price
About $80/year
Best for
Collections, warranties and more than one property
What it won't do
Replacement cost or depreciation
Contents Proof
Price
Free for 20 items, Pro $79.99/year
Best for
A typed list in a layout insurers recognize
What it won't do
AI or valuation; you enter every value
A spreadsheet
Price
Free
Best for
People who will keep it up by hand
What it won't do
Anything automatic
If you've already had a loss. Most of these apps help you build a list before something happens. After a fire, flood or theft you need a list fast, with values your insurer will accept. Indemnia's monthly plan is there for that, and our guide to a home inventory after a fire walks you through it.
If you just want something free. Start with HomeZada's free plan, Indemnia's free plan, or a spreadsheet. Any record beats no record.
What to look for in any app. You can download your data at any time. Photos and receipts are attached to each item. And the company will still be around: Encircle closed its free homeowner app in 2025.
More comparisonsEncircle home inventory alternativeIndemnia vs HomeZadaHome inventory spreadsheet vs Indemnia